Blue Cross Blue Shield North Carolina

Blue Cross Blue Shield North Carolina main address is PO Box 35, Durham, North Carolina 27702, main phone number 919-489-7431. This is the best Blue Cross Blue Shield North Carolina phone number where you can speak to a real person and get assistance with your medical insurance issue.

Blue Cross Blue Shield of North Carolina is one of the most trusted health insurance providers in the state, offering a wide range of medical insurance plans and healthcare solutions to individuals, families, and employers. The main mailing address for Blue Cross Blue Shield North Carolina is PO Box 35, Durham, North Carolina 27702. If you need to contact customer service for help with your policy, claims, benefits, or any other insurance-related issue, the primary phone number is 919-489-7431. This is the most reliable number to reach a live representative who can assist you with your Blue Cross NC insurance coverage.

Whether you’re a current policyholder looking to update your information, a provider checking eligibility, or someone interested in enrolling in a new health insurance plan through Blue Cross NC, calling the main customer service line is the most direct way to get support. The representatives are trained to help you understand your benefits, navigate medical billing questions, and offer guidance on plan options that best suit your healthcare needs.

Blue Cross and Blue Shield of North Carolina has served the residents of the state for decades and continues to be a leading provider of health insurance coverage, including individual and family plans, Medicare Advantage, and employer-sponsored group plans. For accurate and timely communication with Blue Cross NC, always use the official mailing address and phone number provided above to ensure your request is handled promptly and securely.

Blue Cross Blue Shield North Carolina Phone Number

What is Blue Cross Blue Shield North Carolina phone number?

Blue Cross Blue Shield North Carolina phone number, where you can call and speak to a real person at for North Carolina medical insurance related matters is 919-489-7431

The official Blue Cross Blue Shield of North Carolina phone number is 919-489-7431. This is the primary customer service number where policyholders, providers, and potential members can call to speak directly with a live representative regarding any medical insurance matters in the state of North Carolina. By calling this number, you can receive personalized assistance for a wide range of healthcare-related concerns, including claims, coverage verification, plan benefits, billing issues, enrollment, provider networks, and more.

If you are currently enrolled in a Blue Cross NC health insurance plan and need help understanding your coverage, updating your personal information, checking on the status of a claim, or resolving a billing question, calling will connect you with a knowledgeable customer service agent who can help resolve your issue quickly and professionally.

This number is also helpful if you’re interested in exploring new health insurance options, such as individual and family plans, Medicare Advantage plans, or employer group coverage offered by Blue Cross Blue Shield of North Carolina. Customer care representatives are available to provide detailed information about available plans, help you understand eligibility requirements, and walk you through the enrollment process step-by-step.

Blue Cross Blue Shield North Carolina Hours of Operation

What are Blue Cross Blue Shield North Carolina hours of operation?

The official Blue Cross Blue Shield of North Carolina hours of operation are Monday through Friday, from 8:30 a.m. to 4:30 p.m. Eastern Time. During these business hours, you can call the main customer service phone number and speak directly with a live Blue Cross NC representative regarding your health insurance needs.

Whether you are a current policyholder needing help with your plan benefits, a medical provider verifying patient eligibility, or a prospective customer seeking enrollment information, these are the designated hours when trained customer support agents are available to take your call. Calling during business hours ensures you receive prompt assistance with claims processing, billing concerns, network provider questions, ID card replacements, and policy updates.

It is important to note that calls made outside of regular business hours may not be answered immediately, but you may have access to automated systems or voicemail options for certain services. For the fastest and most efficient service, it is strongly recommended that you contact Blue Cross Blue Shield of North Carolina between 8:30 a.m. and 4:30 p.m., Monday through Friday.

Blue Cross Blue Shield North Carolina Health Insurance Carrier Code

What is Blue Cross Blue Shield North Carolina health insurance carrier code?

The official health insurance carrier code for Blue Cross Blue Shield of North Carolina, headquartered in Durham, North Carolina, is F12. This unique carrier code is used by healthcare providers, medical billing specialists, insurance administrators, and benefits coordinators to identify Blue Cross NC in electronic systems and insurance-related documents.

Carrier codes like F12 are essential when submitting claims, verifying insurance eligibility, coordinating benefits, and processing electronic transactions through clearinghouses or healthcare networks. By using the correct code—F12 for Blue Cross Blue Shield North Carolina—medical providers and administrative staff can ensure that health insurance claims are routed properly and processed without unnecessary delays or rejections.

If you are filling out insurance forms, setting up electronic data interchange (EDI), or working with third-party administrators (TPAs), it’s important to use the correct carrier code for your patient’s insurance provider. For anyone insured under Blue Cross NC plans—including individual, family, group, and Medicare Advantage plans—the recognized and accepted health insurance carrier code is F12.

Blue Cross Blue Shield North Carolina Health Insurance

How does Blue Cross Blue Shield North Carolina Health Insurance Works?

Understanding how Blue Cross Blue Shield of North Carolina (Blue Cross NC) health insurance works is essential for making informed decisions about your medical coverage and healthcare costs. Whether you’re new to health insurance or just want to better understand your current plan, learning about how premiums, deductibles, co-pays, and coverage limits operate can help you manage your expenses and maximize your benefits.

To gain a clear and informative overview, we recommend watching the following video:

This helpful video explains the basics of how Blue Cross NC health insurance functions, including how monthly premium payments contribute to your ongoing coverage, how deductibles work before benefits begin, and what types of services may be subject to co-pays or coinsurance. It also covers essential topics such as in-network versus out-of-network providers, annual out-of-pocket maximums, and the role of preventive care in minimizing long-term medical costs.

By watching the video, you’ll gain a better understanding of how your money is spent, how medical billing is processed, and how Blue Cross Blue Shield of North Carolina supports your healthcare journey. This resource is especially useful for individuals, families, and employers who want a transparent breakdown of health insurance structure in North Carolina.

Blue Cross Blue Shield North Carolina Mailing Address

What is Blue Cross Blue Shield North Carolina mailing address?

The official mailing address for Blue Cross Blue Shield of North Carolina is the primary point of contact for submitting important documents, insurance claims, enrollment forms, billing inquiries, and other correspondence related to your health insurance coverage. If you need to send physical mail to Blue Cross NC, make sure to use the correct address to avoid processing delays or returned mail.

Blue Cross Blue Shield North Carolina
Address: PO Box 35
City: Durham
State: North Carolina
ZIP Code: 27702

This is the designated mailing address for Blue Cross NC headquarters in Durham, North Carolina. Whether you’re a policyholder submitting medical reimbursement forms, a healthcare provider sending claims documentation, or an employer managing group health plan information, using this official PO Box ensures your mail reaches the appropriate department at Blue Cross and Blue Shield of North Carolina.

Always verify that your documents are complete and clearly labeled with identifying information such as your policy number, full name, and contact details before sending them to the above mailing address. For time-sensitive matters, it’s recommended to use certified or tracked mail when corresponding with Blue Cross NC.

This My-Medical-Insurance.com website is a trusted and comprehensive online resource created to provide users across the United States with the most accurate, reliable, and up-to-date information about Blue Cross Blue Shield of North Carolina and other major health insurance providers in the state of North Carolina and nationwide. Our goal is to serve as a leading source of medical insurance data, offering users easy access to verified contact details, mailing addresses, carrier codes, business hours, and other essential insurance-related information—all in one convenient place.

Our dedicated team works around the clock to ensure that the information we publish remains current, complete, and easy to understand. We are committed to delivering the highest quality content to help individuals, families, employers, and healthcare providers navigate the complexities of medical insurance, especially when dealing with companies like Blue Cross Blue Shield North Carolina. From understanding how your health plan works to finding the correct phone numbers or mailing addresses, we aim to provide clear, helpful answers to all your insurance questions.

Occasionally, users of My-Medical-Insurance.com help us stay even more accurate by sharing updates or new details related to Blue Cross Blue Shield of North Carolina. If you come across any updated contact information, changes to office hours, or new procedures that may affect how policyholders or providers interact with Blue Cross NC, we encourage you to submit those details through our Contact Us page or the comments section below. Once our team verifies the accuracy of the submitted information, we will promptly update our listings to benefit all future visitors.

Please note that My-Medical-Insurance.com is an independent, third-party website. We are not affiliated, associated, authorized, endorsed by, or in any way officially connected with any federal or North Carolina state government agency, department, board, or commission. Our mission is to empower users by providing transparent and easily accessible health insurance information—without confusion, bias, or bureaucracy.

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